by Stephanie Procter | Jun 12, 2023 | First-Time Homebuyer, Mortgage
In this blog post, we’ll quickly explore some of the benefits of choosing and working with The Windrose Group team members. If you’re interested in learning more about The Windrose Group and how we can help you on your path to homeownership, give us a... 
by Stephanie Procter | Jun 7, 2023 | Bank of Canada
Your variable rate mortgage, line of credit and/or student loans are all based on the Prime Rate. This is your personal update from Mortgage Broker Claire Drage and our team at The Windrose Group on the latest Bank of Canada announcement. As of 10:00 AM EST on June 7,... by Stephanie Procter | Apr 24, 2023 | Uncategorized
Despite the pandemic’s influence on our approach to work, self-employment is still a preferred choice; 87% of Canadians say they would choose to be self-employed rather than forced into it. If you’re a business owner or are self-employed, there are many opportunities... by Stephanie Procter | Apr 12, 2023 | Uncategorized
Your variable rate mortgage, line of credit and/or student loans are all based on the Prime Rate and here is your personal update from us on the recent Bank of Canada announcement. As of 10:00 AM EST on April 12, 2023: Bank of Canada Held the Overnight Rate at 4.5%... by Stephanie Procter | Apr 12, 2023 | Uncategorized
Just days after the Bank of Canada announced no change to its benchmark lending rate in March, turmoil gripped global financial markets as the collapse of two major US institutions raised questions about the stability of the banking sector. But did you know that... 
by stephanie@thewindrosegroup.ca | Sep 17, 2020 | Bank of Canada, Finance, First-Time Homebuyer, Investment, Loan Payment, Mortgage, Private Lending
COVID-19’s impact on businesses, communities and individuals has already been drastic and we are still feeling the effects on a daily basis. During times of market uncertainty such as The Great Depression & Financial Crisis of 2007/8, people often search for... 
by stephanie@thewindrosegroup.ca | Nov 20, 2019 | Business, Canadian Government, CMHC, Covid 19, Small Business
As Canadians, we are experiencing an unprecedented event. With so much uncertainty and varying information being published right now, it can be difficult to understand what is going on and what options are available to you and/ or your business during this time. ... 
by stephanie@thewindrosegroup.ca | Nov 19, 2019 | Bank of Canada, Canadian Government, Finance, Mortgage Rate
The five-year benchmark qualifying rate is now 4.94%, down from the previous 5.04%.The five-year fixed benchmark qualifying rate has been used to qualify mortgages since the Fall of 2016, when the stress test was implemented. The qualifying rate is used in stress... 
by stephanie@thewindrosegroup.ca | Nov 17, 2019 | Bank of Canada, Canadian Government, Finance, First-Time Homebuyer, News, Tax
The idea of filing taxes can often bog us down. But what about the important tax credits that may be beneficial to you? For example, the First Time Home Buyer Tax Credit.The First Time Home Buyer Tax Credit (HBTC) was introduced with the intention of assisting... 
by stephanie@thewindrosegroup.ca | Nov 16, 2019 | Bank of Canada, Credit Report, Loan Payment, Mortgage, Mortgage Rate
A few months ago, in the mortgage world, the big news was the Canadian Government allowing mortgage holders the ability to defer payments if required due to COVID-19. Not much was known about it then, but mortgage agents were working diligently with their...
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